Privacy Policy

Introduction

Premium Merchant Funding (referred to as “we,” “us,” or “our”) is committed to protecting the privacy and security of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and protect your information when you visit our website and purchase our products or services, including the educational e-book “Who Stole My Identity?” by Kid Kredit and the Equifax Complete™ Premier membership.

Information We Collect

1) Personal Information: When you make a purchase, register for an account, or contact us for support, we may collect personal information such as:

• Name

• Email address

• Phone number

• Billing and shipping address

• Payment information

2) Usage Data: We may also collect information on how you access and use our website, including:

• IP address

• Browser type

• Operating system

• Pages visited and time spent on each page

• Referring website

3) Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your experience on our website, analyze site usage, and assist in our marketing efforts.

How We Use Your Information

1) To Provide and Improve Our Services: We use your personal information to process transactions, deliver products, and provide customer support. We also use this information to improve our website, products, and services.

2) To Communicate with You: We may use your contact information to send you updates, promotional offers, and newsletters. You can opt out of these communications at any time by following the unsubscribe link in the emails.

3) For Marketing and Analytics: We may use your information to analyze site usage, track the effectiveness of our marketing campaigns, and personalize your experience on our website.

4) To Comply with Legal Obligations: We may disclose your information if required to do so by law or in response to valid requests by public authorities.

Sharing Your Information

1) Third-Party Service Providers: We may share your information with third-party service providers who assist us in operating our website, processing transactions, and providing services. These providers are obligated to protect your information and use it only for the purposes for which it was disclosed.

2) Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the new owner.

3) Legal Requirements: We may disclose your information to comply with legal obligations or protect the rights, property, or safety of our users, employees, or others.

Data Security

We implement appropriate security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

Your Rights

1) Access and Correction: You have the right to access and correct your personal information held by us. You can update your information by contacting our support team.

2) Opt-Out: You can opt out of receiving marketing communications from us by following the unsubscribe instructions in the emails or contacting us directly.

3) Data Deletion: You can request the deletion of your personal information by contacting our support team. Please note that we may retain certain information as required by law or for legitimate business purposes.

Children’s Privacy

Our services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal information, we will take steps to delete such information.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated policy on our website and updating the effective date.